Services and Pricing Guide
A Straight-Forward Guide to Costs
Building Financial Plans for Life
A tried & true process I've developed over time that's designed to put my clients in the best position to succeed
Financial Planning as a Fiduciary
Financial Planning Services offered in the following structures
- One-Time Fee (annual updates reduced price)
- Hourly
- Retainer - Annual and Periodic (e.g. monthly fee)
Executive Financial Planning
Financial planning designed for affluent Executives, Business Owners and those who want to maximize returns, mitigate risks and not compromise on taxes..
- Executive Financial Planning
- Executive Retirement Income Planning
- Executive Tax and Estate Planning
$6,250
*Initial consultation up to one hour is free
Comprehensive Financial Planning
This is straight-forward planning for hard-working people and multi-tasking people.
- Comprehensive Financial Planning
- Comprehensive Retirement Income Planning
- ComprehensiveTax Planning
$2,500
*Initial consultation up to one hour is free
Modular Financial Planning
This is for people who want help with a specific piece of their bigger picture. These include multiple modules of financial planning but are not comprehensive. Examples include.
- Saving for College
- Saving for Retirement
- Social Security Planning
- Life Event Tax Planning
$625 Per Module
*Initial consultation up to one hour is free
ALWAYS ASK ABOUT DISCOUNTS, PROMOTIONS & SPECIAL OFFERS
Hourly and Ad Hoc Financial Planning and Services
For those people who are interested in paying only for the time needed to help them make great decisions about their personal finances.
*Hourly Rate - $350
Examples Include
- Investment Allocation Analysis
- Budgeting and Debt Reduction Strategies
- Investment/Accumulation Planning
*Initial consultation up to one hour is free
School District Employees
This is for families with Public School District employees. The analysis focuses on your pension, Social Security, 403(b)/TSA and other goals. It offers advice you can use to be at peace with your money.
Educator's Retirement Analysis
$625
Discounted Services
- Comprehensive Financial Planning - $1,675 (a 33% discount)
- Executive Financial Planning - $4,100 (more than 33% discount)
*Initial consultation up to one hour is free
Federal Employees
As a Chartered Federal Employee Benefits Consultantsm certificant, I help you build financial plans for life at any stage. This planning is designed to reduce the noise and help you construct a paved road to retirement.
Federal Employee Retirement Benefits Analysis
$625
Discounted Services
- Comprehensive Financial Planning - $1,675 (a 33% discount)
- Executive Financial Planning - $4,100 (more than 33% discount)
*Initial consultation up to one hour is free
Investment Management as a Fiduciary Services Menu
The Advisory fee is charged on a graduated scale based upon account balance levels. Related Accounts Are grouped within a household to achieve lower fee levels. Additional account fees apply and will be explained in detail to assist in choosing which program is Most Appropriate for You.
Products Provided on a Commission or Transactional Basis
Generally, commissions and other costs are set by the company providing the product or service such as a front-end sales charge for a mutual fund, life insurance products, or, securities trading costs. These costs will be provided at the time of recommendation and all transactions are executed in accordance with the Security and Exchange Commission's (SEC) Regulation Best Interest under the Securities Exchange Act of 1934
Ongoing Investment and Financial Plan Monitoring Services
I will review your financial plan, accounts, insurances and investments with you at least annually. However, there are no predetermined service levels based on the size of your accounts. You aren't limited to a certain number of contacts each year nor do you need to feel obligated to meet when you really have no need to. You decide your level of service.
Adjustments often need to be made because of changes in your life, changes in tax laws and regulations, and so on. I am available to meet in person, online or over the phone as you need me when your circumstances change or you have questions or concerns. Clients are encouraged to contact me when there are significant life events as they are likely to affect your financial plan.
The Cost of Procrastination