Financial Education Programs

Making great decisions about your personal finances begins with education.  That's why Focus Financial and Jay Ennis are dedicated to cutting through the noise to help people incresase their knowledge, reduce their stress, and gain confidence in their journey to financial security.  

Our Financial Education program is a valuable recruitment and retention tool that requires little time or monetary investment, and we offer flexible delivery methods to meet your organization's needs.

• Educated employees are more likely to contribute to their retirement plan accounts, helping employers meet nondiscrimination testing rules, avoids penalties, and allow highly compensated employees to participate fully in qualified plans.
• Providing education can help employee retention and recruitment which can save you valuable time and resources.  According to one study it can cost as much as 33% of a workers annual salary to replace them after they leave.
• PwC found that financially stressed employees are less productive, spending 3 to 4 hours per week thinking about or dealing with issues related to finances. 
• The Center for Retirement Research at Boston College found that financially stressed employees have higher absentee rates.
• Employee appreciation for providing valuable information and education that can have a positive impact on their lives.

Employees who participate in financial wellness programs note¹:

• Better financial health
• Lower debt
• Better feelings about work and their employer
• More satisfaction with employer benefits
• Increased ability to save for retirement
• Increased ability to save money (i.e., emergency fund, long-term savings, education, medical)

After using a financial wellness program for one year²:

• 32% more employees increased their savings for specific goals. 
• Those with at least 3 months of emergency savings increased by 27%. 
• Those contributing to the employer sponsored retirement plan increased by 15%. 
• Maximum contributions increased by 10%. 
• 28% more employees now pay off their credit cards each month.

¹ Source: Enrich: Calculating the ROI for Employee Financial Wellness 

² Source: Enrich: Calculating the ROI for Employee Financial Wellness, all Enrich users in 2019

Here's a sampling from the library of the more than 150 presentations available.  We can help you choose which programs may be most helpful for you including breaking your group into separate audiences based upon their needs.

• All presentations may include a thorough description of your employer provided benefits, at the employer’s discretion.  If your benefits provider already does this, we can talk about how best to use those benefits, and, how they fit into the employee's bigger picture.

This is a partial list of FFN clients and it is not known whether these clients approve or dissaprove of FFN’s advisory services. January 28th, 2010